Holiday let mortgages
Holiday let mortgages or holiday home mortgages can be hard to
arrange and tend to be excluded from standard
buy-to-let mortgage
schemes.
However, as a specialist mortgage broker we are able to arrange holiday let mortgages at competitive terms with the morgage based on the holiday property's rental income. There are only a limited number of lenders willing to consider holiday let mortgages and the criteria varies between them.
Please contact us to discuss your holiday home mortgage options.
Holiday lettings is recognised as a business (generating earned income) by the Inland revenue, unlike other forms of property letting which the Inland Revenue class as investment income (unearned income). There are some valuable tax incentives for letting your property as a holiday home, but there are some specific Inland Revenue rules which you must follow to qualify.
If you would like to discuss holiday let mortgages or holiday home mortgages then please call us on 0800 316 5756 or complete our online enquiry form.
Buy to let mortgages, buy to holiday let or holiday let mortgages
are not regulated by the Financial Services Authority
